HAVE it.
Mortgage solutions for first-time buyers, refinancers, and investors tailored to you.
Welcome
HAVE more than a mortgage and rate, HAVE a Life in Bloom.
I understand that every milestone is tied to a dream—be it your first home or a new beginning. My mission is to turn these dreams into reality with customized mortgage solutions. I believe the real value of a mortgage is in the life it helps you build.
Our team guides you through the process, ensuring clarity and confidence in your decisions. With competitive rates and personalized service, securing financing has never been easier. here to help you open the door to your next chapter.
start your journey toward homeownership or achieving your life-changing goals.
Your Journey with Mortgage
How We Make it Happen
-
Fast Closings
I can get your loan from submission to Closing in as little as 5 days.
-
Competitive Rates
I shop multiple lenders to find competitive rates and costs at wholesale pricing.
-
Expertise
With over a decade of experience in mortgage loan origination I know how to get it done.
Our Services
Purchase
Get pre-approved with our tailored mortgage solutions for buyers and investors. The Dream starts here.
Refinance
Access your homes equity to pay debts, buy an investment property, or obtain a better interest rate and lower monthly payments.
Consultation
Tell me your goals, and we will create a plan for your success so you can celebrate your next achievement.
HAVE OPTIONS
HAVE it Mortgage is a boutique mortgage brokerage headquartered in DC, offering an abundance of loan options to fit your unique needs.
-
Enjoy as little as 3% down and flexible Fixed rate options.
-
Let your earned benefits work for you with VA’s lowest rate, O% down purchase options and more
-
For the self employed borrower seeking the best rates and flexibility. Options from bank statements to P&L and more.
-
For as little 3.5% down you can secure FHA lowest rates even with credit scores in the mid 500’s.
-
Adjustable Rate Mortgages perfect for those seeking the lowest payment option and flexibility. Secure a 5- 10 Year fixed rate.
-
For higher-priced homes or unique properties that don’t fit within conventional guidelines.
-
Allows homeowners 62 and older to borrow against their home’s equity without monthly payments
-
For those seeking to expand their Real Estate Portfolio or a purchase a second home
Testimonials
Jessica Lee
Sep 3rd, 2024, 6:42am
“The loan process was a long and difficult journey but Lawrence Kaplan made it all happen and we truly couldn't of done it without him. He stuck with us and helped us overcome every challenge. Lawrence was always professional and honest throughout the entire process. We can't thank him enough for all of his hard work and for making our dreams of owning a home a reality. We would recommend him to our friends and family and plan on using his services again in the future. THANK YOU!!!!!!!!!”
Brian lee
Sep 2nd, 2024, 1:49pm
“Had an amazing experience with Lawrence will definitely be coming back for future home purchases!”
About
I believe in being real and staying open in everything I do. That’s why you won’t catch me in a suit trying to sell you something you don’t need. What I offer isn’t just a good rate or a polished pitch — it’s real support, creative problem-solving, and a commitment to helping you move forward.
My goal is simple: to use the power of a mortgage to help you live more fully — whether that means buying your first home, building wealth, or creating new possibilities. Yes, I’m confident in my rates. But more than that, I’m here to help you reach your goals with clarity and care.
HAVE it, a brand founded on a belief. You deserve to have what you want in life. And I’m here to help you make that happen, every step of the way.